Quite frankly, no. All payday loans require at least a minimum level of criteria be met to comply with local laws and repayment probability ? and payday loans are no different. Most UK payday lenders require the applicant meet the minimum age of 18 years; live in the UK with a valid UK bank account; have a regular source of income; and be subject to a credit check. The credit check scorecard is where the main differences exist with some lenders having a much higher tolerance for poor credit sometimes citing 97% and higher acceptance rates and claiming guaranteed payday loans.

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