If you find yourself needing emergency cash while unemployed and have exhausted all resources to generate legitimate quick cash and reduce expenses you may be able to get a personal loan. Specialist lenders will look at your situation and may offer you different loan options based on their assessment of your ability to pay back in full and on time. Common options are secured loans and high interest rate personal loans, each having their potential downfalls so be sure to research your options thoroughly and make sure the loan is absolutely necessary.