If you have exhausted your existing credit and personal means of securing funding, you may be eligible to get a cash loan from a private lender. Cash loans are a form of short-term loan designed to provide small-sums of money (typically under ?1,000) for unexpected or emergency purchases. After conducting an online search to identify a lender that meets your loan requirements you would fill out a short application including personal and financial details and allowing the lender to perform a credit analysis. The likelihood of being approved, the value and the interest rate will be determined by the lenders assessment of your ability to repay on time. Once a decision has been made (often same-day or within 1-2 days) the funds will be electronically transferred to your designated bank account to use at your discretion. Typically the loan plus interest will be due in full at a specified date, but there are also lenders that allow instalment payments.

If you are looking for a cash loan, The Money Platform could be a good solution. We offer peer-to-peer short term loans to creditworthy people that need quick cash, transparent terms, and great customer service. Matching lenders with borrowers and cutting out the middleman we ensure borrowers get their funds quickly with full support every step of the way, thereby benefiting British people, not banks. See if you qualify in under 90 seconds.