Provided you are employed with regular income over 18 years old and living in the UK with a UK bank account there is most likely an option for an emergency loan even with bad credit. Many alternative online lenders have filled the gap for underserved bad credit borrowers by offering a variety of options including payday loans; short-term loans and peer-to-peer loans. Most of these direct lenders can assess your loan eligibility quickly online with a pre-screen allowing? you to decide whether to apply. Applications are typically very quick and easy and can provide you with a decision often within minutes and transfer funds as quick as within an hour and usually same-day.

If you are looking for an emergency loan, The Money Platform could be a good solution. We offer peer-to-peer short term loans to creditworthy people that need quick cash, transparent terms, and great customer service. Matching lenders with borrowers and cutting out the middleman we ensure borrowers get their funds quickly with full support every step of the way, thereby benefiting British people, not banks. See if you qualify in under 90 seconds.